learn more about our
benefits.
Our quotes will offer your school the following cover features...
COVID-19 Cover
We shall continue to give our schools the choice of covering absences caused by staff who have a positive COVID-19 test result.
AA rated insurer
All our policies are underwritten by an ‘AA-’ rated insurer, ensuring our schools won’t be left out of pocket and will receive their claim settlements quickly.
Maternity cover
You can choose to cover potential maternity absences up to £5,000 for teaching staff. 50% of the chosen amount will be paid for support staff.
Price guarantee
We’re so confident that we can offer the best price for your staff absence insurance policy that if you find the same policy elsewhere, we'll beat it!
No claim history
You don’t need to submit a claims history to take out cover with us. Simply provide your chosen daily benefit, full time equivalent and waiting day period.
Stress cover
Our Standard and Premium stress cover options will protect your school in the event of a stress or mental health related absence.
Fast settlement
We handle all claims in-house, which allows us to have one of the fastest average claim payment times in the industry - just four working days.
Oh support
Your staff will have access to an unlimited amount of occupational health assessments, pre-placement screenings and use of a 24-hour support helpline.
Extra features
We cover non-sickness related absences such as accidents, jury service, adoption and paternity and much more.
Get a quote.
Simply tell us how many staff you’d like to cover and you’ll be provided with an instant price in seconds.
Confirm cover.
Once you’re happy with everything, we can talk you through our T&C’s and place you on cover over the phone.
Submit staff list.
Via your client area, tell us which staff you’d like to insure. All we need is their name, DOB, FTE and email address.
Teacher absence.
Unfortunately absence is inevitable, and members of staff will not be able to attend work for an array of reasons.
Make a claim.
You can do this online via your client area - simply tell us which member of staff is absent and why.
Claim settlement.
If you claim is valid, we’ll send your settlement via BACS payment. On average this takes five working days.
Getting a quote is
Our new quote process is quick and easy to complete, allowing you to get a price for your insurance in a matter of seconds.

faqs.
Below you'll find answers to the questions we get asked the most about our staff absence insurance.
01.Why do we need absence insurance?
02.What will we be covered for?
03.Do you cover Coronavirus (COVID-19)?
04.Do you cover self-isolation?
05.What are your exclusions?
06.Why are you so cheap?
07.How do we get a quote?
08.What do I need to provide for a quote?
09.Will you insure clusters of schools?
10.Do you offer discounts for clusters?
11.We've found a cheaper quote - can you match it?
12.How does your insurance differ to a mutual?
13.Is your cover in any way discretionary?
14.How do I arrange cover?
15.How do we make a claim?
16.What do we do when staff members change?
17.Are you registered with the FCA?
18.We have a complaint, who should we contact?
We find the website and client area very user-friendly. The staff are always helpful, efficient and knowledgeable when we need to contact them, and their prices are competitive.
underwriter.
XL Catlin Insurance Company UK Limited
Our policy is underwritten by XL Catlin Insurance Company UK Limited, which operates under the AXA XL brand. AXA XL is one of the world’s leading insurance organisations focused on P&C (non-life) insurance and reinsurance activities. Their companies have strong relationships with the world’s leading global, regional and independent brokers.
XL Catlin Insurance Company UK Limited has the following financial strength ratings: Standard and Poor’s AA-, A.M Best A+,
demonstrating its financial strength. XL Catlin Insurance Company UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Further details can be found on the Financial Services Register here.
Our relationship with XL Catlin Insurance Company UK Limited means our clients will benefit from the support of a financially stable and flexible insurer, as well as enjoying the protection of the Financial Services Compensation Scheme (subject to qualifying criteria) in the unlikely event that XL Insurance Company SE becomes unable to meet its commitments. Teacher Absence Limited is authorised by XL Catlin Insurance Company UK Limited to issue policies, administer them and settle claims on their behalf.