Policy Cover

A rated insurer

All our policies are underwritten by an ‘A’ rated insurer, ensuring our schools won’t be left out of pocket and will receive their claim settlements quickly.

Multi-Year Policies

We now offer the option of a multi-year policy, ensuring that your schools staff absences will be covered for up to three years.

Price Guarantee

We’re so confident that we can offer the best price for your staff absence insurance policy that if you find the same policy from another provider, we guarantee to beat the cost!

Daily Benefit

You don’t need to submit a claims history to take out cover with us. Simply provide your chosen daily benefit, full time equivalent and waiting day period.


Your staff will have access to an unlimited amount of occupational health assessments, pre-placement screenings and use of a 24-hour support helpline.


You can choose to cover potential maternity absences up to £5,000 for teaching staff. 50% of the chosen amount will be paid for support staff.


Cover for stress or mental health related absences can be added to your policy for 30 days or 190 days cover.


We have one of the fastest average claim payment times in the industry, just four working days.

Extra Features

We cover non-sickness related absences such as accidents, bereavement, maternity, jury service, paternity and adoption.

Our Process

How it works

1. Get a Quote

2. Confirm Cover

3. Teacher Absence

4. Make a Claim

5. Claim Settlement

Why choose us?


We offer a simple, plain-speaking and transparent policy. To make things easier you can do everything online. Build your quote, compare it with other policies, accept the cover and then manage your policy and make claims all within your own client area. Of course, if you would rather have a chat with us, we’re on hand to help too, just give us a call.


We know that your staff absence claims aren’t a luxury, they’re a necessity. That’s why we handle claims as quickly as we possibly can. As a result, we have one of the fastest average claim payment times in the industry, just 4 working days.


We don’t attend conferences, send out brochures or waste money on expensive advertising campaigns. Offering a no frills, paperless policy allows us to pass these savings onto you. We’re so confident that we can offer the best price for your staff absence insurance policy that if you find the same policy from another provider, we guarantee to beat the cost. Additionally we’ll send you £100 in book vouchers to say sorry.

Get an immediate quote for your teacher absence cover

Get a Quote

Frequently asked questions

Staff absence insurance will help to protect your school against unplanned expenses incurred as a result of staff absences. In the unfortunate event that a member of staff is taken critically ill and has to take time off work, supply cover can be an unexpected expense for a long period of time. Often this will not have been budgeted for and funds may need to be allocated from other areas of the school. Our insurance protects you against such eventualities, allowing you to manage your budget more closely and ensure that financially at least, you don’t have any nasty surprises.

Generally speaking you will be covered for unplanned absence days due to sickness or bodily injury after your chosen waiting day period. You’ll also be covered for non-sickness days such as bereavement (death of a direct relative), jury service, adoption and paternity leave. There are additional cover options for stress / mental health related issues and maternity absences. Visit the policy cover section for more details.

We’ll always pay your claim if we can, however there are some things that aren’t included in the policy.
Our policy doesn’t cover any pre-existing condition whereby the member of staff has been absent for five days or more in the 12 months before your policy start date for the same (or related) reason. Similarly, we don’t cover for the undergoing of any planned or recommended medical procedure for which a member of staff had suffered symptoms of or been treated for up to 24 months prior to the policy start date.
For a full list of exclusions please read your policy.

We are authorised and regulated by the Financial Conduct Authority. We’re also registered with the Information Commissioner’s office under the Data Protection Act, registration number 123456

We don’t attend conferences, send out brochures or partake in expensive advertising campaigns. Offering such a no frills, paperless policy means that we’re able to pass these savings onto you.

It’s easy, just visit the quote section of our website and complete the form. If you’d rather talk to us we can provide you with a quote over the phone too. Our number is 0800 862 0656.

We need very little information to provide a quote for your school. Your chosen FTE, daily benefit and waiting day period enables us to provide you with a quote instantly.

Yes. We know that schools can be organised in clusters for all sorts of reasons, including being part of the Local Education Authority, be feeders for a secondary school or be a group of specialist colleges. Whatever your situation, it could be far more cost effective to arrange your insurance cover for the cluster rather than the individual school. Our fast, cost effective and online insurance provision makes our teacher absence insurance perfect for clusters of schools looking to manage their staff absences.

We pride ourselves on simple, efficient and cost-effective teacher absence solutions. Therefore we offer discounts and additional benefits for clusters of schools so please get in touch if you would like to discuss this further.

Better than that, we’ll beat it and also send you £100 in book vouchers to say sorry. Simply send us the like-for-like quote to review and we’ll get back to you soon.

Once you’ve received your quote you can either accept the terms and condition and click ‘put me on cover’ or give us a call and let us take care of the rest.

All claims can be handled online to make it as quick and easy as possible for you. Please remember to submit your claim as soon as possible and within the policy time limits. The sooner you make your claim, the sooner we’ll be able to pay you.

Your entire policy can be managed online within your client area meaning you can update your staff list at any time. It’s important to keep this up to date as any new members of staff not on the list will not be insured.

Hmm, that’s not good, we’re really sorry about that. We’d be really grateful if you could contact your client manager and tell them about the problem.

Our client area is fully SSL secured, so all of your personal data will be 100% safe and secure. Moreover we never pass any of your data on to any other companies. We manage our claims in house so we don’t even need to pass your details onto loss adjusters.

If you feel you have cause for complaint this should be made to the complaints section of the client portal of the Teacher Absence Limited website.

We will investigate your concerns and provide you with a written response setting out the outcome and reason.

If we cannot resolve the complaint to your satisfaction, you may, if eligible, refer it to the Financial Ombudsman Service (FOS). Normally to be eligible you must be an individual consumer or a micro-enterprise or a charity or trustee of a trust under a certain size. However, you can find the full FOS eligibility criteria on their website. The FOS can be contacted at:

Financial Ombudsman Service
Exchange Tower
Harbour Exchange Square,
E14 9SR
Telephone: 0800 0234 567 or 0300 123 9 123
Facsimile: 020 7964 1001
Email: complaint.info@financial-ombudsman.org.uk


We do things differently!

Honest, open, transparent insurance

We do things differently!
Who Are Teacher Absence?

Our ebrochure

Who Are Teacher Absence?
Terms of Business

The nitty gritty of our policy

Terms of Business